UKNF Supervisory Blog - Komisja Nadzoru Finansowego
COMMUNICATION
UKNF Supervisory Blog
Number of results found: 26
HR process digitalisation at cooperative banks: between strategic needs and strategic imperatives
Arkadiusz Dardas, Chief Specialist at the Cooperative Banking Department
Digital transition in the financial sector nowadays encompasses not only customer service and service sales but also – increasingly – human capital management. Cooperatives banks, being a major component of the banking system in Poland, are now facing challenges due to the implementation of modern digital HR solutions. The solutions are no longer just a development strategy but become one of the prerequisites for preserving competitiveness, improving operational efficiency and effective employer branding.
10 September 2026
Thermometer as risk indicator: banks facing heat waves in Poland
Artur Mika - Expert in the Commercial Banking Department, UKNF
On 28 June 2026, the Polish Institute of Meteorology and Water Management recorded 40.5°C in the town of Słubice, setting a new official record of the highest air temperature for Poland. The previous record, 40.2°C, was recorded on 29 July 1921 in Prószków near Opole.
20 August 2026
FinTech smog. Are small payment institutions technological start-ups?
Emil Radziszewski – Managing Director of the Banking Supervision Division at the UKNF
In early August 2026, the Government Legislation Centre published, on its website, a letter of Urząd Komisji Nadzoru Finansowego (UKNF) to the Ministry of Finance, in which the UKNF calls for considering the elimination of regulations on the establishment and activity of small payment institutions (MIPs) as part of the current work on the draft Act amending certain acts to develop the financial market and increase financial stability (UC132).
7 August 2026
Creditworthiness assessment and ‘Family 800 plus’ benefit: UKNF’s expectations
Emil Radziszewski – Managing Director for Banking Supervision, Jacek Barszczewski – Director of the Public Communication Department
Lending is one of the core purposes of banks’ business and sources of income. No bank has an interest in introducing restrictions on that source of income without a good business reason. However, since a bank, while granting a loan, places the risk of default on the funds that have been entrusted to it (including clients’ savings) and that it must return, the bank needs to make sure that the risk is minimised.
30 June 2026